Car repossession challenge (CCA s.90)

Challenges a vehicle repossession or threatened repossession by a PCO rental or motor finance firm where you've paid one-third of the total price under a regulated agreement.

Letters

Fill in your details

Your full legal name *

Your postal address *

Contact email *

Contact phone *

Lender / PCO firm name *

Lender registered address *

Agreement / account reference *

Date the agreement was signed *

Agreement type *

Total amount payable (£) *

Total paid to date (£) *

Current arrears (£) *

What happened *

Date of the event *

Date the letter is sent *

15 required fields remaining.

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Evidence you'll also need

The signed agreement (reference number + start date).
A full statement of account showing total paid to date.
Any default notice you've received (sections 87/88 CCA notice).
Photos / dashcam evidence if the lender attempted self-help repossession.
Note of the date and time the vehicle was taken (if applicable).

The template fields are blank. Complete them to generate your letter.