Maternity Allowance calculator

Estimate Maternity Allowance entitlement for self-employed gig workers.

calculator

Baby due date

Self-employment start date (HMRC registration)

Weeks self-employed in the last 66

Weeks earning over £30 in the last 66

Class 2 NI weeks paid (or treated as paid) in the last 66

Estimated 2025/26 profit (£)

This tool assumes:

Test period is 66 weeks before the expected week of childbirth; you must have been employed or self-employed in at least 26 of those weeks.
Average weekly earnings of at least £30 are required in any 13 of those 66 weeks.
2025-26 max MA rate: £194.32/week (or 90% of average earnings if lower); minimum £27/week for self-employed not paying Class 2 NI in 13+ test weeks.
Paying Class 2 NI for at least 13 of the 66 test weeks unlocks the full standard rate.
MA can be paid for up to 39 weeks, starting up to 11 weeks before the due week.

Primary sources:

Tax year: 2025-26Last reviewed: 21 April 2026Next review: 21 July 2026